---
title: EM Ford RiskGuide Blog (4)
description: Check in with the team at EM Ford for updates on all of your insurance and financial planning needs. (4)
---

- [** ](https://twitter.com/EMFord1925)
- [** ](https://www.linkedin.com/company/em-ford-%26-company-llc/)

- [Contact](https://emford.com/contact/)
  
  
  
    - [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/)
    - [Henderson, KY Insurance](https://emford.com/contact/henderson-ky-insurance/)
    - [Louisville, KY Insurance](https://emford.com/contact/louisville-ky-insurance/)
- [Client Center](https://emford.com/client-center/)
- [Our RiskGuide Blog](https://emford.com/riskguide/)
- [info@emford.com](mailto:info@emford.com)
- [Call 270-926-2806](tel:270-926-2806)

[![E M Ford](https://blog.emford.com/hs-fs/hubfs/raw_assets/public/EMFord_May2020/images/Logo-EM-Ford.png?width=200&height=445&name=Logo-EM-Ford.png "E M Ford")](https://emford.com/)

* ** *

- [About](https://emford.com/about-our-agency/)
  
  
  
    - [Meet Our Team](https://emford.com/about-our-agency/meet-our-team/)
    - [Amazing Feedback](https://emford.com/about-our-agency/amazing-feedback/)
    - [We Are Independent](https://emford.com/about-our-agency/we-are-independent/)
    - [Our BIGN Partnership](https://emford.com/about-our-agency/our-bign-partnership/)
- [Personal Insurance](https://emford.com/personal-insurance/)
  
  
  
    - [Home Insurance](https://emford.com/personal-insurance/home-insurance/)
    - [Auto Insurance](https://emford.com/personal-insurance/auto-insurance/)
    - [Individual Life Insurance](https://emford.com/personal-insurance/individual-life-insurance/)
    - [Motorcycle Insurance](https://emford.com/personal-insurance/motorcycle-insurance/)
    - [Condo Insurance](https://emford.com/personal-insurance/condo-insurance/)
    - [More Personal Insurance](https://emford.com/personal-insurance/)
- [Business Insurance](https://emford.com/business-insurance/)
  
  
  
    - [Business Owners Insurance](https://emford.com/business-insurance/business-owners-insurance/)
    - [eCommerce Insurance](https://emford.com/business-insurance/ecommerce-insurance/)
    - [School Insurance](https://emford.com/business-insurance/specialized-business-insurance/school-insurance/)
    - [Trucking Insurance](https://emford.com/business-insurance/specialized-business-insurance/trucking-insurance/)
    - [Manufacturer Insurance](https://emford.com/business-insurance/specialized-business-insurance/manufacturer-insurance/)
    - [More Business Insurance](https://emford.com/business-insurance/)
- [Employee Benefits](https://emford.com/employee-benefits/)
  
  
  
    - [Group Health Insurance](https://emford.com/employee-benefits/group-health-insurance/)
    - [Group Dental Insurance](https://emford.com/employee-benefits/group-dental-insurance/)
    - [Group Vision Insurance](https://emford.com/employee-benefits/group-vision-insurance/)
    - [Group Voluntary Benefits](https://emford.com/employee-benefits/group-voluntary-benefits/)
    - [Disability Insurance](https://emford.com/employee-benefits/disability-insurance/)
    - [More Employee Benefits](https://emford.com/employee-benefits/)
- [Financial Planning](https://emford.com/financial-planning/)
- [Request A Quote](https://emford.com/insurance-quote/)

<https://blog.emford.com/page/4#>

- [About](https://emford.com/about-our-agency/)
  
  
  
    - [Meet Our Team](https://emford.com/about-our-agency/meet-our-team/)
    - [Amazing Feedback](https://emford.com/about-our-agency/amazing-feedback/)
    - [We Are Independent](https://emford.com/about-our-agency/we-are-independent/)
    - [Our BIGN Partnership](https://emford.com/about-our-agency/our-bign-partnership/)
- [Personal Insurance](https://emford.com/personal-insurance/)
  
  
  
    - [Home Insurance](https://emford.com/personal-insurance/home-insurance/)
    - [Auto Insurance](https://emford.com/personal-insurance/auto-insurance/)
    - [Individual Life Insurance](https://emford.com/personal-insurance/individual-life-insurance/)
    - [Motorcycle Insurance](https://emford.com/personal-insurance/motorcycle-insurance/)
    - [Condo Insurance](https://emford.com/personal-insurance/condo-insurance/)
    - [More Personal Insurance](https://emford.com/personal-insurance/)
- [Business Insurance](https://emford.com/business-insurance/)
  
  
  
    - [Business Owners Insurance](https://emford.com/business-insurance/business-owners-insurance/)
    - [eCommerce Insurance](https://emford.com/business-insurance/ecommerce-insurance/)
    - [School Insurance](https://emford.com/business-insurance/specialized-business-insurance/school-insurance/)
    - [Trucking Insurance](https://emford.com/business-insurance/specialized-business-insurance/trucking-insurance/)
    - [Manufacturer Insurance](https://emford.com/business-insurance/specialized-business-insurance/manufacturer-insurance/)
    - [More Business Insurance](https://emford.com/business-insurance/)
- [Employee Benefits](https://emford.com/employee-benefits/)
  
  
  
    - [Group Health Insurance](https://emford.com/employee-benefits/group-health-insurance/)
    - [Group Dental Insurance](https://emford.com/employee-benefits/group-dental-insurance/)
    - [Group Vision Insurance](https://emford.com/employee-benefits/group-vision-insurance/)
    - [Group Voluntary Benefits](https://emford.com/employee-benefits/group-voluntary-benefits/)
    - [Disability Insurance](https://emford.com/employee-benefits/disability-insurance/)
    - [More Employee Benefits](https://emford.com/employee-benefits/)
- [Financial Planning](https://emford.com/financial-planning/)
- [Request A Quote](https://emford.com/insurance-quote/)
- [Contact](https://emford.com/contact/)
  
  
  
    - [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/)
    - [Henderson, KY Insurance](https://emford.com/contact/henderson-ky-insurance/)
    - [Louisville, KY Insurance](https://emford.com/contact/louisville-ky-insurance/)
- [Client Center](https://emford.com/client-center/)
- [Our RiskGuide Blog](https://emford.com/riskguide/)
- [info@emford.com](mailto:info@emford.com)
- [Call 270-926-2806](tel:270-926-2806)

##### [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/)

600 Frederica Street  
 Owensboro, KY 42301

- [** ](https://twitter.com/EMFord1925)
- [** ](https://www.linkedin.com/company/em-ford-%26-company-llc/)

# EM Ford RiskGuide Blog

Check in with the team at EM Ford for updates on all of your insurance and financial planning needs.

- [Home](https://emford.com/) »
- EM Ford RiskGuide Blog

[![](https://blog.emford.com/hs-fs/hubfs/TRANSITION%20TO%20TELEHEALTH_%20SOCIAL.png?width=380&name=TRANSITION%20TO%20TELEHEALTH_%20SOCIAL.png) ](https://blog.emford.com/transition-to-telehealth)

[Employee Benefits](https://blog.emford.com/tag/employee-benefits)

## [The Transition To Telehealth](https://blog.emford.com/transition-to-telehealth)

Telemedicine and the convenience and efficiency it offers has made it an attractive feature of any...

[EM Ford](https://blog.emford.com/author/em-ford)

 August 13, 2020

[![](https://blog.emford.com/hs-fs/hubfs/6%20Tips%20for%20Purchasing%20Affordable%20Homeowners%20Insurance%20(4)-2.png?width=380&name=6%20Tips%20for%20Purchasing%20Affordable%20Homeowners%20Insurance%20(4)-2.png) ](https://blog.emford.com/market-madness-ways-to-save-on-your-home-insurance-policy)

## [Market Madness: Ways To Save On Your Home Insurance Policy](https://blog.emford.com/market-madness-ways-to-save-on-your-home-insurance-policy)

Our economy may have taken a hit during the current global pandemic, however, the demand in the...

[EM Ford](https://blog.emford.com/author/em-ford)

 August 6, 2020

<https://blog.emford.com/adulting-101-insurance-tips-for-millennials>

[Personal Insurance](https://blog.emford.com/tag/personal-insurance)

## [Adulting 101: Insurance Tips for Millennials](https://blog.emford.com/adulting-101-insurance-tips-for-millennials)

As a millennial myself, I know this generation tends to get a bad reputation from other generations...

[Somer Dunaway](https://blog.emford.com/author/somer-dunaway)

 July 24, 2020

[![](https://blog.emford.com/hs-fs/hubfs/Fleet%20Safety%20-%20blog%20graphic.png?width=380&name=Fleet%20Safety%20-%20blog%20graphic.png) ](https://blog.emford.com/fleet-safety-and-the-art-of-business-auto-rates)

## [Fleet Safety and the Art of Business Auto Rates](https://blog.emford.com/fleet-safety-and-the-art-of-business-auto-rates)

Businesses that own a fleet of vehicles and employ drivers are all too familiar with the up and...

[Reisz Hayden](https://blog.emford.com/author/reisz-hayden)

 July 9, 2020

[![](https://blog.emford.com/hs-fs/hubfs/Annual%20Insurance%20Policy%20Review_.png?width=380&name=Annual%20Insurance%20Policy%20Review_.png) ](https://blog.emford.com/national-insurance-awareness-day-reviewing-your-policies)

[Insurance](https://blog.emford.com/tag/insurance)

## [National Insurance Awareness Day: Reviewing Your Policies](https://blog.emford.com/national-insurance-awareness-day-reviewing-your-policies)

National Insurance Awareness Day is June 28 and no matter if you are insuring a home, automobile or...

[EM Ford](https://blog.emford.com/author/em-ford)

 June 25, 2020

[![](https://blog.emford.com/hs-fs/hubfs/Stock%20images/Hand%20typing%20on%20modern%20laptop%20notebook%20computer%20with%20future%20graph%20icons%20and%20symbols.jpeg?width=380&name=Hand%20typing%20on%20modern%20laptop%20notebook%20computer%20with%20future%20graph%20icons%20and%20symbols.jpeg) ](https://blog.emford.com/cyber-security-is-your-data-safe)

[Insurance](https://blog.emford.com/tag/insurance) [Business Insurance](https://blog.emford.com/tag/business-insurance)

## [Cyber Security: Is Your Data Safe?](https://blog.emford.com/cyber-security-is-your-data-safe)

The stay-at-home orders during COVID-19 left thousands of companies with no choice but to send...

[EM Ford](https://blog.emford.com/author/em-ford)

 June 19, 2020

<https://blog.emford.com/covid-19-carrier-relief-efforts>

[Insurance](https://blog.emford.com/tag/insurance)

## [COVID-19 Carrier Relief Efforts](https://blog.emford.com/covid-19-carrier-relief-efforts)

Due to the impact of COVID-19 and "stay at home" orders, many carriers are offering discounts and...

[Somer Dunaway](https://blog.emford.com/author/somer-dunaway)

 April 20, 2020

<https://blog.emford.com/april-market-update-road-to-recovery>

[Financial Planning](https://blog.emford.com/tag/financial-planning)

## [April Market Update: Road to Recovery?](https://blog.emford.com/april-market-update-road-to-recovery)

In his recent shareholder letter, Howard Marks of Oaktree Capital wrote, "There's simply no room...

[Ryan McDaniel](https://blog.emford.com/author/ryan-mcdaniel)

 April 15, 2020

<https://blog.emford.com/covid-19-understanding-unemployment-resource-page>

[Insurance](https://blog.emford.com/tag/insurance) [Employee Benefits](https://blog.emford.com/tag/employee-benefits)

## [COVID-19 Understanding Unemployment Resource Page](https://blog.emford.com/covid-19-understanding-unemployment-resource-page)

Unemployment filings are at an all-time high due to the impact of COVID-19 on businesses and the...

[EM Ford](https://blog.emford.com/author/em-ford)

 April 2, 2020

<https://blog.emford.com/covid-19-employee-benefits-resource-page>

[Insurance](https://blog.emford.com/tag/insurance) [Employee Benefits](https://blog.emford.com/tag/employee-benefits)

## [COVID-19 Employee Benefits Resource Page](https://blog.emford.com/covid-19-employee-benefits-resource-page)

With new information being released daily, we know it may be difficult to find the answers you are...

[EM Ford](https://blog.emford.com/author/em-ford)

 April 2, 2020

<https://blog.emford.com/page/5>

#### About EM Ford

EM Ford is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.

[Privacy Policy](https://emford.com/privacy-policy/) | [Website Accessibility](https://emford.com/contact/)

#### Personal Insurance

- [Home Insurance](https://emford.com/personal-insurance/home-insurance/)
- [Auto Insurance](https://emford.com/personal-insurance/auto-insurance/)
- [Individual Life Insurance](https://emford.com/personal-insurance/individual-life-insurance/)
- [Motorcycle Insurance](https://emford.com/personal-insurance/motorcycle-insurance/)
- [Condo Insurance](https://emford.com/personal-insurance/condo-insurance/)
- [*See All*](https://emford.com/personal-insurance/)

#### Business Insurance

- [Business Owners Insurance](https://emford.com/business-insurance/business-owners-insurance/)
- [eCommerce Insurance](https://emford.com/business-insurance/ecommerce-insurance/)
- [School Insurance](https://emford.com/business-insurance/specialized-business-insurance/school-insurance/)
- [Trucking Insurance](https://emford.com/business-insurance/specialized-business-insurance/trucking-insurance/)
- [Manufacturer Insurance](https://emford.com/business-insurance/specialized-business-insurance/manufacturer-insurance/)
- [*See All*](https://emford.com/business-insurance/)

#### Employee Benefits

- [Group Health Insurance](https://emford.com/employee-benefits/group-health-insurance/)
- [Group Dental Insurance](https://emford.com/employee-benefits/group-dental-insurance/)
- [Group Vision Insurance](https://emford.com/employee-benefits/group-vision-insurance/)
- [Group Voluntary Benefits](https://emford.com/employee-benefits/group-voluntary-benefits/)
- [Disability Insurance](https://emford.com/employee-benefits/disability-insurance/)
- [*See All*](https://emford.com/employee-benefits/)

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