--- title: EM Ford RiskGuide Blog | Reisz Hayden description: Reisz Hayden is a commercial lines advisor as well as an Accredited Fleet Safety Advisor at EM Ford. Reisz works to understand and identify the risk your business faces and works collaboratively with you to implement strategies and processes to improve these risk factors and get you insurance that fits your needs and budget. --- - [** ](https://twitter.com/EMFord1925) - [** ](https://www.linkedin.com/company/em-ford-%26-company-llc/) - [Contact](https://emford.com/contact/) - [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) - [Henderson, KY Insurance](https://emford.com/contact/henderson-ky-insurance/) - [Louisville, KY Insurance](https://emford.com/contact/louisville-ky-insurance/) - [Client Center](https://emford.com/client-center/) - [Our RiskGuide Blog](https://emford.com/riskguide/) - [info@emford.com](mailto:info@emford.com) - [Call 270-926-2806](tel:270-926-2806) [![E M Ford](https://blog.emford.com/hs-fs/hubfs/raw_assets/public/EMFord_May2020/images/Logo-EM-Ford.png?width=200&height=445&name=Logo-EM-Ford.png "E M Ford")](https://emford.com/) * ** * - 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[More Employee Benefits](https://emford.com/employee-benefits/) - [Financial Planning](https://emford.com/financial-planning/) - [Request A Quote](https://emford.com/insurance-quote/) - [About](https://emford.com/about-our-agency/) - [Meet Our Team](https://emford.com/about-our-agency/meet-our-team/) - [Amazing Feedback](https://emford.com/about-our-agency/amazing-feedback/) - [We Are Independent](https://emford.com/about-our-agency/we-are-independent/) - [Our BIGN Partnership](https://emford.com/about-our-agency/our-bign-partnership/) - [Personal Insurance](https://emford.com/personal-insurance/) - [Home Insurance](https://emford.com/personal-insurance/home-insurance/) - [Auto Insurance](https://emford.com/personal-insurance/auto-insurance/) - [Individual Life Insurance](https://emford.com/personal-insurance/individual-life-insurance/) - [Motorcycle Insurance](https://emford.com/personal-insurance/motorcycle-insurance/) - [Condo Insurance](https://emford.com/personal-insurance/condo-insurance/) - 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[Group Voluntary Benefits](https://emford.com/employee-benefits/group-voluntary-benefits/) - [Disability Insurance](https://emford.com/employee-benefits/disability-insurance/) - [More Employee Benefits](https://emford.com/employee-benefits/) - [Financial Planning](https://emford.com/financial-planning/) - [Request A Quote](https://emford.com/insurance-quote/) - [Contact](https://emford.com/contact/) - [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) - [Henderson, KY Insurance](https://emford.com/contact/henderson-ky-insurance/) - [Louisville, KY Insurance](https://emford.com/contact/louisville-ky-insurance/) - [Client Center](https://emford.com/client-center/) - [Our RiskGuide Blog](https://emford.com/riskguide/) - [info@emford.com](mailto:info@emford.com) - [Call 270-926-2806](tel:270-926-2806) ##### [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) 600 Frederica Street Owensboro, KY 42301 - [** ](https://twitter.com/EMFord1925) - [** ](https://www.linkedin.com/company/em-ford-%26-company-llc/) All Posts By # Reisz Hayden [![](https://blog.emford.com/hs-fs/hubfs/Fleet%20Safety%20-%20blog%20graphic.png?width=380&name=Fleet%20Safety%20-%20blog%20graphic.png) ](https://blog.emford.com/fleet-safety-and-the-art-of-business-auto-rates) ## [Fleet Safety and the Art of Business Auto Rates](https://blog.emford.com/fleet-safety-and-the-art-of-business-auto-rates) Businesses that own a fleet of vehicles and employ drivers are all too familiar with the up and... [Reisz Hayden](https://blog.emford.com/author/reisz-hayden) July 9, 2020 #### About EM Ford EM Ford is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected. [Privacy Policy](https://emford.com/privacy-policy/) | [Website Accessibility](https://emford.com/contact/) #### Personal Insurance - [Home Insurance](https://emford.com/personal-insurance/home-insurance/) - [Auto Insurance](https://emford.com/personal-insurance/auto-insurance/) - [Individual Life Insurance](https://emford.com/personal-insurance/individual-life-insurance/) - [Motorcycle Insurance](https://emford.com/personal-insurance/motorcycle-insurance/) - [Condo Insurance](https://emford.com/personal-insurance/condo-insurance/) - [*See All*](https://emford.com/personal-insurance/) #### Business Insurance - [Business Owners Insurance](https://emford.com/business-insurance/business-owners-insurance/) - [eCommerce Insurance](https://emford.com/business-insurance/ecommerce-insurance/) - [School Insurance](https://emford.com/business-insurance/specialized-business-insurance/school-insurance/) - [Trucking Insurance](https://emford.com/business-insurance/specialized-business-insurance/trucking-insurance/) - [Manufacturer Insurance](https://emford.com/business-insurance/specialized-business-insurance/manufacturer-insurance/) - [*See All*](https://emford.com/business-insurance/) #### Employee Benefits - [Group Health Insurance](https://emford.com/employee-benefits/group-health-insurance/) - [Group Dental Insurance](https://emford.com/employee-benefits/group-dental-insurance/) - [Group Vision Insurance](https://emford.com/employee-benefits/group-vision-insurance/) - [Group Voluntary Benefits](https://emford.com/employee-benefits/group-voluntary-benefits/) - [Disability Insurance](https://emford.com/employee-benefits/disability-insurance/) - [*See All*](https://emford.com/employee-benefits/) © 2026 EM Ford. 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