--- title: EM Ford RiskGuide Blog | Somer Dunaway description: Check in with the team at EM Ford for updates on all of your insurance and financial planning needs. --- - [** ](https://twitter.com/EMFord1925) - [** ](https://www.linkedin.com/company/em-ford-%26-company-llc/) - [Contact](https://emford.com/contact/) - [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) - [Henderson, KY Insurance](https://emford.com/contact/henderson-ky-insurance/) - [Louisville, KY Insurance](https://emford.com/contact/louisville-ky-insurance/) - [Client Center](https://emford.com/client-center/) - [Our RiskGuide Blog](https://emford.com/riskguide/) - [info@emford.com](mailto:info@emford.com) - [Call 270-926-2806](tel:270-926-2806) [![E M Ford](https://blog.emford.com/hs-fs/hubfs/raw_assets/public/EMFord_May2020/images/Logo-EM-Ford.png?width=200&height=445&name=Logo-EM-Ford.png "E M Ford")](https://emford.com/) * ** * - [About](https://emford.com/about-our-agency/) - [Meet Our Team](https://emford.com/about-our-agency/meet-our-team/) - 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[Request A Quote](https://emford.com/insurance-quote/) - [About](https://emford.com/about-our-agency/) - [Meet Our Team](https://emford.com/about-our-agency/meet-our-team/) - [Amazing Feedback](https://emford.com/about-our-agency/amazing-feedback/) - [We Are Independent](https://emford.com/about-our-agency/we-are-independent/) - [Our BIGN Partnership](https://emford.com/about-our-agency/our-bign-partnership/) - [Personal Insurance](https://emford.com/personal-insurance/) - [Home Insurance](https://emford.com/personal-insurance/home-insurance/) - [Auto Insurance](https://emford.com/personal-insurance/auto-insurance/) - [Individual Life Insurance](https://emford.com/personal-insurance/individual-life-insurance/) - [Motorcycle Insurance](https://emford.com/personal-insurance/motorcycle-insurance/) - [Condo Insurance](https://emford.com/personal-insurance/condo-insurance/) - [More Personal Insurance](https://emford.com/personal-insurance/) - [Business Insurance](https://emford.com/business-insurance/) - [Business Owners Insurance](https://emford.com/business-insurance/business-owners-insurance/) - [eCommerce Insurance](https://emford.com/business-insurance/ecommerce-insurance/) - [School Insurance](https://emford.com/business-insurance/specialized-business-insurance/school-insurance/) - [Trucking Insurance](https://emford.com/business-insurance/specialized-business-insurance/trucking-insurance/) - [Manufacturer Insurance](https://emford.com/business-insurance/specialized-business-insurance/manufacturer-insurance/) - [More Business Insurance](https://emford.com/business-insurance/) - [Employee Benefits](https://emford.com/employee-benefits/) - [Group Health Insurance](https://emford.com/employee-benefits/group-health-insurance/) - [Group Dental Insurance](https://emford.com/employee-benefits/group-dental-insurance/) - [Group Vision Insurance](https://emford.com/employee-benefits/group-vision-insurance/) - [Group Voluntary Benefits](https://emford.com/employee-benefits/group-voluntary-benefits/) - [Disability Insurance](https://emford.com/employee-benefits/disability-insurance/) - [More Employee Benefits](https://emford.com/employee-benefits/) - [Financial Planning](https://emford.com/financial-planning/) - [Request A Quote](https://emford.com/insurance-quote/) - [Contact](https://emford.com/contact/) - [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) - [Henderson, KY Insurance](https://emford.com/contact/henderson-ky-insurance/) - [Louisville, KY Insurance](https://emford.com/contact/louisville-ky-insurance/) - [Client Center](https://emford.com/client-center/) - [Our RiskGuide Blog](https://emford.com/riskguide/) - [info@emford.com](mailto:info@emford.com) - [Call 270-926-2806](tel:270-926-2806) ##### [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) 600 Frederica Street Owensboro, KY 42301 - [** ](https://twitter.com/EMFord1925) - [** ](https://www.linkedin.com/company/em-ford-%26-company-llc/) All Posts By # Somer Dunaway ## [Protecting Your Online Business](https://blog.emford.com/protecting-your-online-business) Last week,[ a California court](https://www.cnbc.com/2020/08/13/amazon-can-be-held-liable-for-faulty-goods-court-rules.html?__source=iosappshare%7Ccom.apple.UIKit.activity.CopyToPasteboard&fbclid=IwAR2pPwjl2R9XEPvfGyEhnU3gpCf_5fkIES_DfOzhnjk7H5Grx8i8oDZTl3Y) ruled that Amazon can now be held liable in their state for faulty... [Somer Dunaway](https://blog.emford.com/author/somer-dunaway) August 20, 2020 [Personal Insurance](https://blog.emford.com/tag/personal-insurance) ## [Adulting 101: Insurance Tips for Millennials](https://blog.emford.com/adulting-101-insurance-tips-for-millennials) As a millennial myself, I know this generation tends to get a bad reputation from other generations... [Somer Dunaway](https://blog.emford.com/author/somer-dunaway) July 24, 2020 [Insurance](https://blog.emford.com/tag/insurance) ## [COVID-19 Carrier Relief Efforts](https://blog.emford.com/covid-19-carrier-relief-efforts) Due to the impact of COVID-19 and "stay at home" orders, many carriers are offering discounts and... [Somer Dunaway](https://blog.emford.com/author/somer-dunaway) April 20, 2020 #### About EM Ford EM Ford is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected. [Privacy Policy](https://emford.com/privacy-policy/) | [Website Accessibility](https://emford.com/contact/) #### Personal Insurance - [Home Insurance](https://emford.com/personal-insurance/home-insurance/) - [Auto Insurance](https://emford.com/personal-insurance/auto-insurance/) - [Individual Life Insurance](https://emford.com/personal-insurance/individual-life-insurance/) - [Motorcycle Insurance](https://emford.com/personal-insurance/motorcycle-insurance/) - [Condo Insurance](https://emford.com/personal-insurance/condo-insurance/) - [*See All*](https://emford.com/personal-insurance/) #### Business Insurance - [Business Owners Insurance](https://emford.com/business-insurance/business-owners-insurance/) - [eCommerce Insurance](https://emford.com/business-insurance/ecommerce-insurance/) - [School Insurance](https://emford.com/business-insurance/specialized-business-insurance/school-insurance/) - [Trucking Insurance](https://emford.com/business-insurance/specialized-business-insurance/trucking-insurance/) - [Manufacturer Insurance](https://emford.com/business-insurance/specialized-business-insurance/manufacturer-insurance/) - [*See All*](https://emford.com/business-insurance/) #### Employee Benefits - [Group Health Insurance](https://emford.com/employee-benefits/group-health-insurance/) - [Group Dental Insurance](https://emford.com/employee-benefits/group-dental-insurance/) - [Group Vision Insurance](https://emford.com/employee-benefits/group-vision-insurance/) - [Group Voluntary Benefits](https://emford.com/employee-benefits/group-voluntary-benefits/) - [Disability Insurance](https://emford.com/employee-benefits/disability-insurance/) - [*See All*](https://emford.com/employee-benefits/) © 2026 EM Ford. 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