--- title: EM Ford RiskGuide Blog description: Check in with the team at EM Ford for updates on all of your insurance and financial planning needs. --- - [** ](https://twitter.com/EMFord1925) - [** ](https://www.linkedin.com/company/em-ford-%26-company-llc/) - [Contact](https://emford.com/contact/) - [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) - [Henderson, KY Insurance](https://emford.com/contact/henderson-ky-insurance/) - [Louisville, KY Insurance](https://emford.com/contact/louisville-ky-insurance/) - [Client Center](https://emford.com/client-center/) - [Our RiskGuide Blog](https://emford.com/riskguide/) - [info@emford.com](mailto:info@emford.com) - [Call 270-926-2806](tel:270-926-2806) [![E M Ford](https://blog.emford.com/hs-fs/hubfs/raw_assets/public/EMFord_May2020/images/Logo-EM-Ford.png?width=200&height=445&name=Logo-EM-Ford.png "E M Ford")](https://emford.com/) * ** * - [About](https://emford.com/about-our-agency/) - [Meet Our Team](https://emford.com/about-our-agency/meet-our-team/) - 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[Home](https://emford.com/) » - EM Ford RiskGuide Blog [![](https://blog.emford.com/hs-fs/hubfs/WATER%20DAMAGE%20LOSS.png?width=380&name=WATER%20DAMAGE%20LOSS.png) ](https://blog.emford.com/avoiding-water-damage-losses) [Personal Insurance](https://blog.emford.com/tag/personal-insurance) ## [Avoiding Water Damage Losses](https://blog.emford.com/avoiding-water-damage-losses) When it comes to water damage losses, no season is safe as they can happen at any time. Each home... [EM Ford](https://blog.emford.com/author/em-ford) March 2, 2023 [![](https://blog.emford.com/hs-fs/hubfs/5-3.png?width=380&name=5-3.png) ](https://blog.emford.com/understanding-credit) [Insurance](https://blog.emford.com/tag/insurance) [Financial Planning](https://blog.emford.com/tag/financial-planning) ## [Understanding Credit](https://blog.emford.com/understanding-credit) It’s difficult to imagine functioning in today’s world without credit. Whether buying a car or... [Ryan McDaniel](https://blog.emford.com/author/ryan-mcdaniel) October 27, 2022 [![](https://blog.emford.com/hs-fs/hubfs/5-2.png?width=380&name=5-2.png) ](https://blog.emford.com/5-ways-to-save-for-your-next-vacation) ## [5 Ways To Save For Your Next Vacation](https://blog.emford.com/5-ways-to-save-for-your-next-vacation) For many of us, last week was fall break. And many are already dreaming about their next vacation.... 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More than $2 billion was spent on NFTs during the first quarter of... [Ryan McDaniel](https://blog.emford.com/author/ryan-mcdaniel) March 4, 2022 [![](https://blog.emford.com/hs-fs/hubfs/1-Feb-25-2022-03-57-06-38-PM.png?width=380&name=1-Feb-25-2022-03-57-06-38-PM.png) ](https://blog.emford.com/money-minute-episode-3-types-of-money-tax-diversification-part-2) [Financial Planning](https://blog.emford.com/tag/financial-planning) ## [Money Minute Episode 3: Types of Money & Tax Diversification Part 2](https://blog.emford.com/money-minute-episode-3-types-of-money-tax-diversification-part-2) In part 1 last week, I discussed the two best kinds of money - free money (by far thr best) and... [Ryan McDaniel](https://blog.emford.com/author/ryan-mcdaniel) February 25, 2022 [![](https://blog.emford.com/hs-fs/hubfs/2-Feb-25-2022-04-00-10-32-PM.png?width=380&name=2-Feb-25-2022-04-00-10-32-PM.png) ](https://blog.emford.com/money-minute-episode-2-types-of-money-tax-diversification) [Financial Planning](https://blog.emford.com/tag/financial-planning) ## [Money Minute Episode 2: Types of Money & Tax Diversification](https://blog.emford.com/money-minute-episode-2-types-of-money-tax-diversification) Taxes. For some, that word causes panic. For some, that word causes anger. That word almost... [Ryan McDaniel](https://blog.emford.com/author/ryan-mcdaniel) February 17, 2022 [![](https://blog.emford.com/hs-fs/hubfs/THE%20NEWS%20ABOUT%20INFLATION.png?width=380&name=THE%20NEWS%20ABOUT%20INFLATION.png) ](https://blog.emford.com/money-minute-episode-1-inflation) [Financial Planning](https://blog.emford.com/tag/financial-planning) ## [Money Minute Episode 1: Inflation](https://blog.emford.com/money-minute-episode-1-inflation) In case you missed it, we introduced our new mini-series, Money Minute, on Tuesday. Ryan McDaniel... [Ryan McDaniel](https://blog.emford.com/author/ryan-mcdaniel) February 4, 2022 [![](https://blog.emford.com/hs-fs/hubfs/3-Oct-21-2021-06-58-19-82-PM.png?width=380&name=3-Oct-21-2021-06-58-19-82-PM.png) ](https://blog.emford.com/do-i-need-earthquake-insurance) [Insurance](https://blog.emford.com/tag/insurance) [Personal Insurance](https://blog.emford.com/tag/personal-insurance) ## [Do I Need Earthquake Insurance?](https://blog.emford.com/do-i-need-earthquake-insurance) The third Thursday of each October is [International ShakeOut Day](https://www.shakeout.org), a day that raises awareness for... [EM Ford](https://blog.emford.com/author/em-ford) October 21, 2021 #### About EM Ford EM Ford is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected. 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