--- title: Money Matters - May 2021 Issue description: Ryan is breaking down retirement plan rules, the value of home equity, as well as new tax benefits regarding financial aid and student loans! You won't want to miss this month's edition of Money Matters. image: https://blog.emford.com/hubfs/MM%20social%20May%202021.png --- - [** ](https://twitter.com/EMFord1925) - [** ](https://www.linkedin.com/company/em-ford-%26-company-llc/) - [Contact](https://emford.com/contact/) - [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) - [Henderson, KY Insurance](https://emford.com/contact/henderson-ky-insurance/) - [Louisville, KY Insurance](https://emford.com/contact/louisville-ky-insurance/) - [Client Center](https://emford.com/client-center/) - [Our RiskGuide Blog](https://emford.com/riskguide/) - [info@emford.com](mailto:info@emford.com) - [Call 270-926-2806](tel:270-926-2806) [![E M Ford](https://blog.emford.com/hs-fs/hubfs/raw_assets/public/EMFord_May2020/images/Logo-EM-Ford.png?width=200&height=445&name=Logo-EM-Ford.png "E M Ford")](https://emford.com/) * ** * - [About](https://emford.com/about-our-agency/) - [Meet Our Team](https://emford.com/about-our-agency/meet-our-team/) - 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[Disability Insurance](https://emford.com/employee-benefits/disability-insurance/) - [More Employee Benefits](https://emford.com/employee-benefits/) - [Financial Planning](https://emford.com/financial-planning/) - [Request A Quote](https://emford.com/insurance-quote/) - [Contact](https://emford.com/contact/) - [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) - [Henderson, KY Insurance](https://emford.com/contact/henderson-ky-insurance/) - [Louisville, KY Insurance](https://emford.com/contact/louisville-ky-insurance/) - [Client Center](https://emford.com/client-center/) - [Our RiskGuide Blog](https://emford.com/riskguide/) - [info@emford.com](mailto:info@emford.com) - [Call 270-926-2806](tel:270-926-2806) ##### [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) 600 Frederica Street Owensboro, KY 42301 - [** ](https://twitter.com/EMFord1925) - [** ](https://www.linkedin.com/company/em-ford-%26-company-llc/) [Insurance](https://blog.emford.com/tag/insurance) [Financial Planning](https://blog.emford.com/tag/financial-planning) # Money Matters - May 2021 Issue By [ Ryan McDaniel ](https://blog.emford.com/author/ryan-mcdaniel) May 11, 2021 [ No Comments](https://blog.emford.com/money-matters-may-2021-issue#comments-listing) We are back with our May edition of Money Matters! Ryan is breaking down common facts and myths regarding retirement plan rules, as well as the value of home equity and new changes to tax benefits for student loans and financial aid. Click the link below for a free download of this month's issue! All securities through Money Concepts Capital Corp. Member [FINRA](https://urldefense.proofpoint.com/v2/url?u=https-3A__www.finra.org_&d=DwMFAg&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=OkprIavuT4sCg4xyN2O9HFG3OtnxeAhmJeYmvChI0GU&m=8Zh7LBSz3e0cVBuelWzI9XK8XMgVaX65nYI6h2jb9H8&s=ExhHUBPwbafU4BhHPuSytwE3wa99oYkyff3D4uHV3nQ&e=)/[SIPC](https://urldefense.proofpoint.com/v2/url?u=https-3A__www.sipc.org_&d=DwMFAg&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=OkprIavuT4sCg4xyN2O9HFG3OtnxeAhmJeYmvChI0GU&m=8Zh7LBSz3e0cVBuelWzI9XK8XMgVaX65nYI6h2jb9H8&s=vxFo-B0F5yC4aq0_PUnW5oP9zMPK_HTR0M3ZlVMJzXE&e=). EM Ford is an independent firm not affiliated with Money Concepts Capital Corp. [![Download the May 2021 Issue of Money Matters](https://no-cache.hubspot.com/cta/default/4418822/0d14c1d0-bce2-4c22-8441-1009cdbd1e54.png)](https://cta-redirect.hubspot.com/cta/redirect/4418822/0d14c1d0-bce2-4c22-8441-1009cdbd1e54) # [Avoiding Water Damage Losses](https://blog.emford.com/avoiding-water-damage-losses) [ EM Ford ](https://blog.emford.com/author/em-ford) | [Personal Insurance](https://blog.emford.com/tag/personal-insurance) | [ No Comments](https://blog.emford.com/avoiding-water-damage-losses#comments-listing) When it comes to water damage losses, no season is safe as they can happen at any time. Each home comes with potential for water damage losses from pipes bursting to faulty construction and plumbing... # [Understanding Credit](https://blog.emford.com/understanding-credit) [ Ryan McDaniel ](https://blog.emford.com/author/ryan-mcdaniel) | [Insurance](https://blog.emford.com/tag/insurance), [Financial Planning](https://blog.emford.com/tag/financial-planning) | [ No Comments](https://blog.emford.com/understanding-credit#comments-listing) It’s difficult to imagine functioning in today’s world without credit. Whether buying a car or purchasing a home, credit has become an integral part of our everyday lives. Having easy access to... # [5 Ways To Save For Your Next Vacation](https://blog.emford.com/5-ways-to-save-for-your-next-vacation) [ John Gleason ](https://blog.emford.com/author/john-gleason) [ No Comments](https://blog.emford.com/5-ways-to-save-for-your-next-vacation#comments-listing) For many of us, last week was fall break. And many are already dreaming about their next vacation. October is Financial Planning Month, and I want to help you financially plan for your next vacation... # [Four Chart Friday With Ryan McDaniel](https://blog.emford.com/four-chart-friday-with-ryan-mcdaniel) [ Ryan McDaniel ](https://blog.emford.com/author/ryan-mcdaniel) | [Financial Planning](https://blog.emford.com/tag/financial-planning) | [ No Comments](https://blog.emford.com/four-chart-friday-with-ryan-mcdaniel#comments-listing) If you’ve talked anything market related with me, you no doubt know I love charts. I think you can learn so much and increase your understanding from them. Here are four charts I’ve been looking at... #### Recent Articles - [Avoiding Water Damage Losses](https://blog.emford.com/avoiding-water-damage-losses) - [Understanding Credit](https://blog.emford.com/understanding-credit) - [5 Ways To Save For Your Next Vacation](https://blog.emford.com/5-ways-to-save-for-your-next-vacation) ### Subscribe here #### About EM Ford EM Ford is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected. 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