--- title: February 2021 Issue of Money Matters description: Download the February 2021 issue of Money Matters to learn more about key tax numbers for 2021 and how umbrella insurance policies can offer you protection. image: https://blog.emford.com/hubfs/MONEY%20MATTERS%20FEB%20SOCIAL.png --- - [** ](https://twitter.com/EMFord1925) - [** ](https://www.linkedin.com/company/em-ford-%26-company-llc/) - [Contact](https://emford.com/contact/) - [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) - [Henderson, KY Insurance](https://emford.com/contact/henderson-ky-insurance/) - [Louisville, KY Insurance](https://emford.com/contact/louisville-ky-insurance/) - [Client Center](https://emford.com/client-center/) - [Our RiskGuide Blog](https://emford.com/riskguide/) - [info@emford.com](mailto:info@emford.com) - [Call 270-926-2806](tel:270-926-2806) [![E M Ford](https://blog.emford.com/hs-fs/hubfs/raw_assets/public/EMFord_May2020/images/Logo-EM-Ford.png?width=200&height=445&name=Logo-EM-Ford.png "E M Ford")](https://emford.com/) * ** * - 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[Group Voluntary Benefits](https://emford.com/employee-benefits/group-voluntary-benefits/) - [Disability Insurance](https://emford.com/employee-benefits/disability-insurance/) - [More Employee Benefits](https://emford.com/employee-benefits/) - [Financial Planning](https://emford.com/financial-planning/) - [Request A Quote](https://emford.com/insurance-quote/) - [Contact](https://emford.com/contact/) - [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) - [Henderson, KY Insurance](https://emford.com/contact/henderson-ky-insurance/) - [Louisville, KY Insurance](https://emford.com/contact/louisville-ky-insurance/) - [Client Center](https://emford.com/client-center/) - [Our RiskGuide Blog](https://emford.com/riskguide/) - [info@emford.com](mailto:info@emford.com) - [Call 270-926-2806](tel:270-926-2806) ##### [Owensboro, KY Insurance](https://emford.com/contact/owensboro-ky-insurance/) 600 Frederica Street Owensboro, KY 42301 - [** ](https://twitter.com/EMFord1925) - [** ](https://www.linkedin.com/company/em-ford-%26-company-llc/) [Insurance](https://blog.emford.com/tag/insurance) [Personal Insurance](https://blog.emford.com/tag/personal-insurance) [Financial Planning](https://blog.emford.com/tag/financial-planning) # February 2021 Issue of Money Matters By [ Ryan McDaniel ](https://blog.emford.com/author/ryan-mcdaniel) February 8, 2021 [ No Comments](https://blog.emford.com/february-2021-issue-of-money-matters#comments-listing) In this month's issue of Money Matters, Ryan McDaniel is covering key tax numbers for 2021, the protection umbrella insurance policies can offer as well as other updates in the financial planning industry. Download this month's newsletter by clicking the button below! All securities through Money Concepts Capital Corp. Member [FINRA](https://urldefense.proofpoint.com/v2/url?u=https-3A__www.finra.org_&d=DwMFAg&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=OkprIavuT4sCg4xyN2O9HFG3OtnxeAhmJeYmvChI0GU&m=8Zh7LBSz3e0cVBuelWzI9XK8XMgVaX65nYI6h2jb9H8&s=ExhHUBPwbafU4BhHPuSytwE3wa99oYkyff3D4uHV3nQ&e=)/[SIPC](https://urldefense.proofpoint.com/v2/url?u=https-3A__www.sipc.org_&d=DwMFAg&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=OkprIavuT4sCg4xyN2O9HFG3OtnxeAhmJeYmvChI0GU&m=8Zh7LBSz3e0cVBuelWzI9XK8XMgVaX65nYI6h2jb9H8&s=vxFo-B0F5yC4aq0_PUnW5oP9zMPK_HTR0M3ZlVMJzXE&e=). EM Ford is an independent firm not affiliated with Money Concepts Capital Corp. [![Download the February 2021 Issue of Money Matters](https://no-cache.hubspot.com/cta/default/4418822/571c83a0-2242-48fc-bab2-6e0da8b8e588.png)](https://cta-redirect.hubspot.com/cta/redirect/4418822/571c83a0-2242-48fc-bab2-6e0da8b8e588) # [Avoiding Water Damage Losses](https://blog.emford.com/avoiding-water-damage-losses) [ EM Ford ](https://blog.emford.com/author/em-ford) | [Personal Insurance](https://blog.emford.com/tag/personal-insurance) | [ No Comments](https://blog.emford.com/avoiding-water-damage-losses#comments-listing) When it comes to water damage losses, no season is safe as they can happen at any time. Each home comes with potential for water damage losses from pipes bursting to faulty construction and plumbing... # [Understanding Credit](https://blog.emford.com/understanding-credit) [ Ryan McDaniel ](https://blog.emford.com/author/ryan-mcdaniel) | [Insurance](https://blog.emford.com/tag/insurance), [Financial Planning](https://blog.emford.com/tag/financial-planning) | [ No Comments](https://blog.emford.com/understanding-credit#comments-listing) It’s difficult to imagine functioning in today’s world without credit. Whether buying a car or purchasing a home, credit has become an integral part of our everyday lives. Having easy access to... # [5 Ways To Save For Your Next Vacation](https://blog.emford.com/5-ways-to-save-for-your-next-vacation) [ John Gleason ](https://blog.emford.com/author/john-gleason) [ No Comments](https://blog.emford.com/5-ways-to-save-for-your-next-vacation#comments-listing) For many of us, last week was fall break. And many are already dreaming about their next vacation. October is Financial Planning Month, and I want to help you financially plan for your next vacation... # [Four Chart Friday With Ryan McDaniel](https://blog.emford.com/four-chart-friday-with-ryan-mcdaniel) [ Ryan McDaniel ](https://blog.emford.com/author/ryan-mcdaniel) | [Financial Planning](https://blog.emford.com/tag/financial-planning) | [ No Comments](https://blog.emford.com/four-chart-friday-with-ryan-mcdaniel#comments-listing) If you’ve talked anything market related with me, you no doubt know I love charts. I think you can learn so much and increase your understanding from them. Here are four charts I’ve been looking at... #### Recent Articles - [Avoiding Water Damage Losses](https://blog.emford.com/avoiding-water-damage-losses) - [Understanding Credit](https://blog.emford.com/understanding-credit) - [5 Ways To Save For Your Next Vacation](https://blog.emford.com/5-ways-to-save-for-your-next-vacation) ### Subscribe here #### About EM Ford EM Ford is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected. 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